Using AI? Focus on outcomes, value and ROI
AI can have impact - but can it deliver enough value to justify the cost and earn a seat at the table? On the uncontrollable inputs, the controllable non-technical levers, and focusing on outcomes, value and ROI.
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We need to reimagine the payments rails
The rails are modern miracles - FedWire, FedACH, BACS - processing trillions daily for decades. But if payments innovation adds real economic value, is continuity alone enough? A case for rethinking rails as composable primitives and a true substrate for payments innovation.
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AI has the same dysfunctions as humans
Agent teams behave in the same dysfunctional ways as human ones, despite being told not to. Goodhart's law, Conway's law, Brooks' law - all of it applies. What that means for how we design AI organizations.
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Metadata - and people - are key to AI success
LLM-generated context files actually degrade task success. Human-provided context improves it. What the research says about documentation, metadata, and keeping humans in the lead.
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So what do we do with high-agency talent?
High-agency people see the world as malleable. They ask "how do I solve that?" rather than accepting constraints. Not every role needs them, but the challenge for organizations is keeping the ones who can be transformational.
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Return to Office means rethinking how we support Gen Z careers
77% of Gen Z want some onsite presence. But the cohorts who could mentor them are the most averse to RTO. How leaders balance that conflict will define how the next generation of talent develops.
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Agentic payments: opportunity, but also risk
The convergence of agentic AI and instant payments could be transformative. But as business processes get faster, payments risk becoming the bottleneck - and that changes everything.
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AI is going to change careers
The real transformation will come when technologies converge. Spatial computing and AI hitting maturity together will impact industries far different from the ones we currently think about.
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The illusion of productivity
Developers predict 24% faster with AI, report 20% faster, but were actually 19% slower. The tech industry is treating AI as a blunt tool - and the data is starting to show it.
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Payments is more than just money - it's data
The ISO20022 spec is data rich. As instant payments scale across 1,300+ financial institutions, the value of the data they carry may rival the payments themselves.
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Reducing payments friction is a huge opportunity
36 million government checks. Nearly 3 billion commercial checks. The opportunity to replace them with instant, cleared, settled payments is one of the biggest transformations in modern business.
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Meeting a legend
Martin Fowler braved the MBTA to join FedAgile for a fireside chat on Agile, Engineering, and the important question of whether Die Hard is a Christmas movie.
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